Credit card UPI payment: Using credit card for UPI payment is very easy. For this, you need to follow some steps.
Credit card UPI payment: Transactions through Unified Payments Interface (UPI) continue to grow. In December 2024, the number of UPI transactions reached a record high of 16.73 billion. This is 8 percent more than the 15.48 billion UPI transactions in November.
Seeing the increasing popularity of UPI, now credit card users are also choosing the option of digital payment for purchases. Using credit cards during UPI payments is very easy. Let’s see how to use credit cards for UPI payments. For this, first link the credit card with UPI.
How to link
First download the UPI app. If you are using UPI for the first time, it would be best to install Bharat Interface for Money (BHIM) for credit card payments. Now open the app and go to the ‘add payment method’ section. Select the credit card option and enter your credit card number, CVV and expiry date. After this, an OTP will come on your registered mobile number.
After linking your credit card account, now create a UPI ID from your credit card. With this ID linked to your bank account, you can make or receive payments through UPI. To check your UPI ID, go to the profile section in the app and select UPI ID.
How to make a credit card payment through UPI
To make a UPI payment through a credit card, first scan the QR code or select the ‘Pay Phone Number’ or ‘Pay Contacts’ option and select your UPI ID or go to the relevant payment option on the app. If you want, you can also choose the ‘Self Transfer’ option, through which you can transfer money from one account to another. After verifying the app’s QR code and phone number, enter the amount to be transferred and select the credit card option for payment. Now your payment will be successful only after entering the PIN.